Why Fee Only?
Compass Rose Financial Planning
 
Fee Structure

 

Compass Rose Financial Planning only charges an asset management fee or by the hour. There are never any up-front fees; You only pay for work that has been completed.

Fee-Only Financial Planners are restricted in the compensation structures they may use. Here are some of the most common.

  • Asset Under Management – usually a stated percentage
  • Hourly
  • Project Fee
  • Annual Retainer

Assets Under Management (AUM)
The AUM option includes a holistic Financial Plan and on-going asset monitoring and rebalancing of your portfolio.

By the Hour - $250/hour
This option is only available for projects of 5 hours or less.

The hourly option is reserved for clients that have specific project or situation that can resolved without completing a full financial plan.

Holistic Financial Plan ONLY - $2,500
The "Financial Plan Only" option is for those clients that wish to select and manage their own assets, but need a Financial Plan and Target Portfolio Allocation. The Financial Plan will include a complete, holistic financial plan but not include specific asset selection to implement the plan.

Financial planners who charge by the hour may be your best bet if you need help getting your investment plan up and running and keeping it current long into retirement. Expect to pay $150-$300 per hour for a professional that is a Certified Financial Planner Certificant™. Compass Rose Financial Planning charges $250 per hour.

Note: “Fee-Only” is not “Fee-based”! “Fee-based” advisors not only accept compensation from clients but may receive commissions and fees from third parties, such as mutual funds or insurance companies, when they sell their products. Therein lays the potential conflict of interest.

Additionally, “fee-based” advisors may be restricted to recommend investments in a narrow range of products they have the credentials to sell, rather than provide sound, high-level investment advice.

While you may pay a fee-based advisor less outright compensation than what you'd pay for a Fee-Only advisor, fee-based advisors can earn commission by putting you in certain products, and the commission they earn on some investments may be higher than others. Thus, the advisor may have a financial incentive to favor one product over another.

 
Compass Rose Financial Planning is the clear choice and a better value! Give us a call today!

Consider the price you are willing to pay for a little peace of mind. Fee-Only advisors have access to thousands of no-load and low-load products as well as many discounted services. They are not limited to company-sponsored offerings and sales-driven opportunities.

The result is an unbiased financial plan created by a professional who is committed to acting as a fiduciary in a client-centered relationship. Clients of Fee-Only advisors recognize that the fees they pay are a real value when the overall benefits of comprehensive planning are considered.

To receive a free consultation, give Compass Rose Financial Planning a call today. You will receive a pamphlet, “Working with a Fee-Only Comprehensive Financial Planner” published by NAPFA, and the article “The Difference Between Fee-Based and Fee-Only Advisors” by Esther Pak, Assistant Site Editor of Morningstar.com.

ASSET ALLOCATION AND PORTFOLIO MONITORING FEE SCHEDULE

The annual asset allocation/portfolio monitoring fee is based on an aggregate value of all accounts within the established household. Fees are negotiable and are not based on a share of capital gains or capital appreciation of the funds or any portion of the funds in your account. Generally, the minimum advisory fee is $1,000 per year.

You may elect to have us bill you each quarter for your Asset Allocation/Portfolio Monitoring fees or you may authorize us to deduct the advisory fee directly from your account:

 

Account Size

Maximum Annual Fee
Client Agreed Upon
Annual Advisory Fee
$0 to $499,999
0.75%
________%
$500,000 to $999,999
0.65%
________%
$1,000,000 to $1,999,999
0.55%
________%
$2,000,000 to $2,999,999
0.45%
________%
$3,000,000 to $3,999,999
0.35%
________%
$4,000,000 to $4,999,999
0.25%
________%
$5,000,000+
Negotiable
________%
 
Call or write us today. We look forward to working with you.
Phone:
760-322-5200 | Email: Info@compassrosefp.com
Compass Rose Financial Planning,
333 N Palm Canyon Dr, Ste 112-A, Palm Springs, CA 92262   
Get Our RSS FeedView Bob Machado's profile on LinkedIn  Facebook

HOME | ABOUT US | OUR TEAM | Financial Planning | Investment Management | OUR SERVICES | ADVISOR INSIGHTS & RESOURCES | WHY FEE ONLY? | Fee Structure | CONTACT US | PRIVACY STATEMENT | DISCLOSURE STATEMENT

CREATED BY THETFORD WEB DEVELOPMENT